This can include a savings account, money market account, or certificates of deposit (commonly known as a CD). If your goals are more long-term, consider products with higher yield rates.

Subscription services have become increasingly popular solutions to many everyday problems. That being said, their ease of use and convenience make it easy for us to "over subscribe." Many subscription based services such as Netflix, allow multiple users on one account. Try to share with friends and family!

Start with debt, before trying to save. A good option for consolidating debt so you can better pay it off, is to open a personal line of credit. Another tip for paying off your debt, is to begin with the most expensive item!

Look for fun close to home and try to eliminate spending on hotels and flights.

If buying lunch at work costs $7, but bringing lunch from home costs only $2, then over the course of a year, you can save $1250. You get the idea!