Antivirus protection for business computers is crucial as it safeguards against malware, viruses, and cyber threats, ensuring the security and integrity of sensitive data and systems, and preventing potential disruptions that could lead to financial losses and reputational damage.

Phishing protection for business emails is essential in stopping employees from getting tricked by scams. It keeps important information safe from being seen by cybercriminals, lowers the risk of data breaches, and protects the organization's reputation and financial stability.

It's important to back up business computer data every day. This way, if something goes wrong like data loss, hardware failure, or cybersecurity problems, the organization can quickly recover the important information. This helps avoid financial losses and disruptions to the business's operations.

Testing your backups every 30 days is crucial because it ensures that the backup process is working correctly and the stored data is reliable. Regular testing helps identify any issues with the backups, such as corruption or incomplete data, and allows you to fix them before a real emergency occurs.

Having Multi-Factor Authentication (MFA) on all business accounts is vital as it adds an extra layer of security beyond passwords, significantly reducing the risk of unauthorized access and data breaches. MFA ensures that even if passwords are compromised, an additional authentication step (like a verification code on a phone) is required, making it much harder for cybercriminals to infiltrate sensitive business systems and protecting valuable assets and information.

Disaster recovery plans are crucial for businesses as they offer structured responses to unexpected IT emergencies such as cyberattacks, hardware failures, or natural disasters. Having a well-designed disaster recovery plan can reduce downtime, hasten return to work, and ensure data safety, thus keeping the business operational and avoiding financial losses or reputational damage.

Newer work computers (less than 5 years old) are important for two reasons. First, they are more likely to receive regular software updates, which reduces security risks and keeps sensitive data protected. Second, newer hardware offers better performance and user experience, which helps employees work more productively and effectively, benefiting the overall operations and success of the business.

Having policies and processes in place for EFT and wire transfers is essential for business security. These policies establish clear guidelines and controls for financial transactions, thereby reducing the risk of fraudulent activities and unauthorized transfers. By implementing such policies, businesses can protect their financial assets, maintain the integrity of their transactions, and safeguard against potential financial losses.

Teaching employees how to spot phishing emails is crucial for maintaining cybersecurity in businesses. It helps employees avoid scams that attempt to steal important information, and prevents data breaches. When workers know what to look for, they can help keep the company safe from phishing attacks.

Requiring strong and unique passwords for all business accounts adds a vital layer of defense against unauthorized access and data breaches. Strong passwords, with a mix of uppercase and lowercase letters, numbers, and special characters, reduce the risk of password guessing or hacking attempts.

It's crucial to keep all business systems up-to-date with security updates. Doing so will patch vulnerabilities and weaknesses that could be taken advantage of by cyber attackers. This reduces the risk of data breaches and unauthorized access.

Cyber insurance offers financial protection against the ever-evolving cyber threats and potential data breaches. It covers the costs of investigation, recovery, and legal liabilities, which can be financially devastating without insurance coverage. Unfortunately, these issues are common and the risk is real.