If you are a rally racer, you might have many different types of rally driving events that you might participate in, so if you are looking to purchase rally car insurance; check what all sorts of events are covered under the plan. There are some insurance policies that don’t cover certain events at all.  Look for umbrella policies if you want personal liability to be covered in the plan. Don’t forget to go through all the clauses of your policy, because you need to protect your high-priority precious vehicle.

If you are travelling to and from lots of various events, storage and transit insurance is a must. This insurance might cover shows and displays as well as the overnight stays at the car rally events. Laid up cover is meant only for the cars that are being kept in the storage. Moreover, you must check out the policies carefully to ensure that the cover includes items like the trailers, equipment, karts and tools, as such items might need to be insured separately.

Last but not the least; just make sure that you have accident coverage. Accident cover is not only essential for your own well-being, but for other drivers too.  You might wish to cover all the drivers, event staff, mechanics, volunteers, crew and of course the lovely spectators.

For instance, if you are to attend just one car rally event like the New Brighton Rally, you might find a single event policy much cheaper. If at all there are exceptional clauses, you can discuss the things with your insurance company. Remember, when it is about insurance, it is better to be proactive and make sure that you have covered both yourself and your rally car. At least then, you can enjoy your races and events with a peace of mind.